Be intentional—borrowing should support your goals, not limit them.
Borrow with a Plan
- Only take what you truly need
- Reassess borrowing each year, not just once at the beginning
Earn While You Learn
- Internships (many count toward licensure hours)
- Part-time roles in firms
- Work-study or assistantships
These reduce debt and accelerate your career.
Stay Connected to the Profession
- CAF and AIA CA programs provide mentorship, exposure, and guidance
- Early connections often lead to paid opportunities and better career positioning
